Welcome to this beautiful two-family home located in the sought-after Westholme neighborhood of Long Beach, NY. This well-maintained property is ideal for both investors and homeowners looking for a versatile living space. The main level boasts a spacious 3-bedroom, 2-bathroom apartment featuring an updated eat-in kitchen with sleek stainless steel appliances. Enjoy seamless indoor-outdoor living with access to a large, private backyard, perfect for entertaining or relaxing in the sun. The upper unit is equally impressive, offering 2 bedrooms, 2 baths, and a bonus room that can be used as a third bedroom or a home office. This unit shines with a fully renovated kitchen, a bright and airy living room, and two fabulous decks-one off the dining room and another perfect for lounging or summer dining. This property also includes parking for two cars, an attached garage, and a convenient outdoor shower for rinsing off after a day at the beach. Located close to the heart of Long Beach, you're just moments away from vibrant restaurants, shops, and the beautiful shoreline. Don't miss this unique opportunity to own in Westholme!, Additional information: Appearance: Excellent+, Interior Features: Lr/Dr, Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$937,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $749,600 | $749,600 | $749,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,336 | $1,336 | $1,336 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,434 | $4,800 | $6,376 |
Total Monthly Payment | $5,862 | $6,228 | $7,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.