Nestled in a tranquil cul-de-sac within the gated Plantation Grove community, this beautifully updated single-story home offers the perfect blend of modern convenience and peaceful living. With 3 bedrooms, 2 bathrooms, and an inviting open floor plan, the home features plantation shutters, vaulted ceilings, and skylights that fill the space with natural light. Unwind or entertain on the expansive screened-in, covered lanai complete with bar area, mini fridge, and summer kitchen and perfect for enjoying stunning sunsets. From purchase to present, this home has undergone many thoughtful renovations, including remodeled bathrooms, updated finishes, and stylish upgrades, adding to its unique appeal. Located in the highly sought-after Julington Creek community, residents here enjoy a wide range of amenities and are close to top-rated schools, parks, shopping, and dining. Seller updates from Purchase to Present: - Heat exchange motherboard replaced in HVAC (2020) - Ring doorbell installed (2021) - Wifi sprinkler system installed (2021) - Garage floor coated (2021) - Laundry room painted and barn door to entrance installed (2021) - AC lines under house replaced (2021) - New soffit vent covers installed (2021) - Family room shelves remodeled (2021) - Kitchen painted and new faucet installed (2021) - New GE refrigerator installed (2021) - Both bathrooms completely remodeled (2022) - New tile flooring in bathrooms (2022) - New toilets, sinks, vanity counters, mirrors, lights, faucets, shower heads, cabinet hardware, fans, towel racks and treated shower glass with brown accents (2022) - Block window installed in primary bathroom (2022) - New bathroom shelf in master bathroom (2022) - New kitchen cabinet hardware (2022) - New LED light fixtures throughout (2022) - Remote control fans w/led lighting installed inside and out (2022) - Water softener and reverse osmosis water system in kitchen added (2022) - Bedrooms and closets painted (2021/2022) - New sod added to front lawn (2022) - Exterior painted (2022) - Side fence and gate replaced (2022) - Storm door installed (2022) - Red rock landscaping added (2023) - New mailbox installed (2024) - Driveway, rear porch, backyard pavers, and house power washed (2024) - Front and back trees professionally trimmed (2024)
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $2,982 | $2,919 | $3,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.