Nestled in a peaceful Centerville neighborhood this well-built ranch style residence is perfect for those seeking comfort and tranquility. Step inside to discover a spacious 1733 feet of living area enhanced by two fireplaces -one wood- burning and one gas-providing a cozy ambience for any season. Currently being used as a two bedroom home, however there is a three bedroom septic system. Mostly wood flooring thru-out, formal living and dining room along with a large eat-in kitchen, family room with cathedral ceiling and sliders to deck. Stairway to attic allows for easy storage. While the home is move-in ready, it has been priced to reflect potential updates that the new owners may wish to undertake, offering an opportunity to customize and make it your own. The heart of this home is its connection to the outdoors. A Master Gardener's yard boasts numerous plantings, trees and flowering bushes, creating a lush and private outdoor oasis. Whether you're relaxing on the deck, enjoying the expansive yard, or strolling to Wequaquet Lake you'll appreciate natural beauty that surrounds you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,673 | $3,477 |
Total Monthly Payment | $3,113 | $3,041 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.