One or more photo(s) has been virtually staged. Welcome to this meticulously renovated and energy efficient gem, offering a blend of modern upgrades and classic charm located in a NON-FLOOD ZONE. Nestled in a picturesque setting with a beautifully landscaped front yard and an expansive backyard, this home is perfect for those who desire proximity to Clearwater Beach and Downtown Dunedin. This 2 bedroom, 2 bathroom home was extensively remodeled and redesigned in 2018/2019 with quality upgrades, including a 2019 roof, NEW kitchen with high-end appliances, NEW bathrooms, NEW AC System with multi-split units and Google thermostats in each room, NEW double pane windows and doors, NEW tankless Water Heater (Stiebel Eltron) – energy-efficient and never runs out of hot water, NEW fence for added privacy, NEW hurricane shutters for peace of mind during storm season, and NEW sprinkler system (Orbit B. Hyve) using well water for year-round lush green grass.
The open-concept floor plan greets you with a light-filled living room featuring a bay window that showcases the manicured front lawn. The kitchen is a chef’s delight, and the spacious backyard is a blank canvas, perfect for adding a pool and foundation for building your dream outdoor oasis.
This energy-efficient home is designed to save you money! With double-pane windows, new attic insulation, and an ultra-efficient AC system, you will see significant savings on your electric bill. The new roof and hurricane shutters also offer significant home insurance discounts. As if that weren't enough, this home offers peace of mind with its elevated location. Sitting well above flood zones, flood insurance is not required, saving you additional on your monthly expenses.
Additional features include a screened-in and newly tiled porch, perfect for savoring your morning coffee, enjoying happy hour, and entertaining family and friends in comfort.
Come see this amazing home and fall in love the moment you step inside!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,141 | $2,085 | $2,712 |
Total Monthly Payment | $2,406 | $2,350 | $2,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.