This is your chance to own a move-in ready home in Lake St. George for an incredible price! This wonderful, partially updated 3 bed/2 full bath home is nestled on a wooded lot with no rear neighbors and couples charm with pride of ownership. NO FLOOD INSURANCE REQUIRED! Upon entering, the open floor plan is sure to impress with vaulted ceilings and vinyl plank flooring throughout the family room/eat-in kitchen, hallway and main bedrooms. The owner's suite offers a humongous walk-in closet, en suite bath and new sliding glass doors that make way to your private back patio- bring the fur babies! A second updated full bath separates the spacious guest bedroom and is located just just a few steps down the hall from the main living space. . . perfect for entertaining quests! The garage has been partially converted into extra temp controlled living space with tile floors and doubles as an office, den, utility room or a 3rd bedroom! Space for storage? Absolutely! The front of the garage offers an extra 80sq ft of storage space along with a shed in the back yard. Enjoy a centrally located family-friendly community with parks and highly rated schools! Just minutes from shopping, dining, grocery, golf, nightlife, beaches and airports! Rest assured with a newer roof (2016), ice cold HVAC system (handler 2013, condenser 2017), new sliders, windows, gutters and attic insulation! Settlement remediation completed in 2023 and is insurable. NO SINKHOLE DETECTED. Additional remediation may be needed but will be minimal. Don't let this one get away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,264 | $1,644 |
Total Monthly Payment | $1,443 | $1,409 | $1,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.