LOCATION, LOCATION, LOCATION !!! Secret Garden feeling property in the middle of everything. This 3-bedroom, 2-bathroom, 1-car garage home is unique and enchanting. NO HOA! NO CDD! Large fenced ( fence is two years new) private backyard with two sheds that convey along with a riding lawn mower. Large additional carport. This home is at the end of a no-through street. Roof 2018. HVAC 2024. Hot Water Heater 2022. New Electric Subpanel. New Windows. New Slider. New Front door. New LVP Flooring throughout. Large bonus/flex/craft room with mini-split. The extended 1-car garage is plumbed for an additional bathroom, currently unused, with a utility door going out to the backyard. The primary bedroom and ensuite bathroom offer privacy on the opposite side of the home. Additionally, the primary has a large walk-in closet and sunroom. The kitchen has a portable island, open shelving, and a nice-sized dining room adjacent. Come on by and check out this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,699 |
Total Monthly Payment | $2,298 | $2,296 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.