16394 SE 89th TERRACE, Summerfield, FL, 34491 | $675,000

NO HOA NO BOND! Stunning Custom Built 3/3 Designer home with ROOM FOR A LARGE POOL. Short golf ride or walk to The Villages and Mulberry Publix Plaza, where shopping, dining, and medical facilities await. This open and split floor plan features luxurious West Oak Vinyl Plank flooring, a striking shiplap wall with a 60” linear electric fireplace in the living room, and access to a spacious screened lanai equipped for a hot tub and stone look porcelain floors. This same floor is in the welcoming covered front porch. The Chefs kitchen is complete quartz counters a 5 burner cook top with vented hood and pot filler, built in double oven, built in microwave drawer, walk in custom pantry and island with storage and breakfast bar. The master bedroom features a stylish tray ceiling with crown molding and French doors leading to the lanai, complemented by his and her CUSTOM walk-in closets. The ensuite bath boasts a dual vanity, a glass-enclosed shower with a bench, a soaking garden tub, and a convenient linen closet. The French doors are equipped with inset blinds for added privacy and convenience. The guest bedrooms share a bath with shower. The front bedroom showcases a charming bay window with plantation shutters and a cozy window seat. The back bedroom offers carpeting and private access to a half bath, which also connects to the lanai. The property includes a spacious two-car garage with additional space for a golf cart and loft storage. The interior laundry room is equipped with extra cabinets, a utility sink, and the home's Central WiFi Control Box. Additional features include ceiling fans with light kits, a whole house water filtration system, and a privacy vinyl fence in the backyard that can be expanded for enhanced outdoor living. Furniture available separately. Schedule your appointment today to experience this exceptional home.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 125 x 125
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,930
  • Acreage: 0.36
  • Lot Size: 125 x 125
  • Est. Taxes: $881
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: G5087464
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/G5087464/16394se89thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:42:49 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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16394 SE 89th TERRACE, Summerfield, FL, 34491

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $73 $73 $73
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,638 $3,589 $4,554
Total Monthly Payment $3,803 $3,754 $4,719

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.