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429 W Wisconsin AVENUE, Deland, FL, 32720 | $359,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. PRIME LOCATION & TWO DWELLINGS! Introducing a charming and VERSATILE home at 429 W Wisconsin Ave. , DeLand, FL, 32720 in the heart of award-winning DOWNTOWN DELAND and less than a five-minute walk to STETSON UNIVERSITY. This UNIQUE property features TWO DWELLINGS offering FLEXIBILITY AND VALUE for anyone seeking extra space for guests, in-laws, a home office or RENTAL INCOME to offset their mortgage. The MAIN HOUSE is warm and inviting, with THREE BEDROOMS, TWO BATHS AND 1, 328 HEATED SQUARE FEET. Highlights include a spacious living room, a separate dining area with elegant trim work, a convenient LAUNDRY ROOM and a pantry. The primary suite is on the first floor for easy access, while two additional bedrooms are upstairs. Recent updates such as fresh interior and exterior paint, LUXURY VINYL PLANK WOOD STYLE FLOORING, GRANITE COUNTERTOPS and NEW STAINLESS STEEL APPLIANCES make this home move-in ready. Important upgrades like a 2012 roof on both structures, newer HVAC systems in 2018 in front, 2021 in back, and new water heaters in 2023 in front, in 2021 in back, provide peace of mind. The DETACHED ONE-BEDROOM, ONE-BATH APARTMENT over the garage adds 480 SQUARE FEET OF ADDITIONAL LIVING SPACE, complete with its washer and dryer, ideal for hosting family or friends, or as a rental unit to GENERATE EXTRA INCOME. With SEPARATE ELECTRICITY METERS, you have the flexibility to manage both spaces independently. Additional features include a large 480-SQUARE-FOOT GARAGE AND STORAGE AREA, easy-to-maintain flooring and an active termite bond for extra protection. Just a short distance from Stetson University and historic downtown DeLand, this property combines convenience, charm and curb appeal. Whether you're looking for a place to call home, room to host loved ones or extra income potential, this property offers it all, plus the chance to enjoy the best of the Florida lifestyle. Previously, the main house generated $2, 000/month, while the detached apartment brought in $1, 100/month in rental income, making it a smart investment opportunity.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 32 x 142
- Laundry: In Garage, Inside, Laundry Room
- Year Built: 1925
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,808
- Acreage: 0.16
- Lot Size: 32 x 142
- Est. Taxes: $3,465
- Lot Desc: City Lot, Landscaped, Sidewalk
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- MLS#: O6244323
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/O6244323/429wwisconsinavenue_deland_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS WINTER PARK Phone: 407-545-6430
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
429 W Wisconsin AVENUE, Deland, FL, 32720
$359,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,959 | $1,909 | $2,463 |
| Total Monthly Payment | $2,323 | $2,273 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388