Nestled on a cul-de-sac in the highly desirable Bancroft and Doherty School district, this classic Andover Colonial has been well maintained by the current owner for 40 years. The home offers timeless charm with modern updates, including a newly renovated kitchen featuring quartz countertops, center island for casual meals, sleek Euro-style cabinetry, and stainless-steel appliances. Adjacent to the kitchen is a spacious family room with fireplace and slider access to rear deck. Hardwood floors run throughout the home, adding to its warmth and character, while two wood-burning fireplaces provide cozy gathering spaces. With four bedrooms and two and a half baths, this residence is ideal comfortable living space. The full basement, unfinished, offers abundant storage or the potential for additional living space. This home is a wonderful opportunity to live in a sought-after location, combining classic colonial design with modern conveniences.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Hardwood | 15.0 x 12.0 | Second |
Bedroom 3 | Flooring - Hardwood | 17.0 x 11.0 | Second |
Bedroom 4 | Flooring - Hardwood | 11.0 x 14.0 | Second |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail | 15.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Kitchen Island, Recessed Lighting, Stainless Steel Appliances | 15.0 x 15.0 | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 14.0 x 27.0 | First |
Master Bedroom | Walk-In Closet(s), Cedar Closet(s), Flooring - Hardwood | 17.0 x 15.0 | Second |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,920 | $719,920 | $719,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $870 | $870 | $870 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,031 | $4,374 | $5,930 |
Total Monthly Payment | $4,993 | $5,336 | $6,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.