Step inside and feel instantly at home in this 3-level townhome, where every detail is designed to inspire, from the open layout and abundance of flexible space to the beautiful landscape surrounding you. As you step through the door, natural light fills every corner, welcoming you into a home that’s as versatile as it is inviting. The second floor offers two bright and airy bedrooms plus a bonus room, currently set up as a third bedroom but easily transformed into a quiet office, a hobby studio, or a playroom for little ones. Downstairs, the finished basement is the ultimate hangout—perfect for movie marathons, a home gym, or a creative space to make your own. The real magic happens outside, where a private deck steps down to your own sunny patio—just right for al fresco dinners, morning coffee with a view, or watching your kids giggle and play on the community playground. Beyond your backdoor, the neighborhood is designed for connection and relaxation: tend to your plot in the shared garden, let your dog stretch its legs in the dedicated dog run, and gather around the fire pit for evening stories under the stars. When you’re ready for adventure, Essex and St. Albans are just minutes away for shopping, dining, and entertainment, while Smugglers’ Notch is an easy drive for skiing, hiking, and year-round fun. This isn’t just a place to live—it’s a place where every day feels like a celebration of everything you love about Vermont living. Showings begin 10/1/24.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,555 | $2,023 |
Total Monthly Payment | $1,947 | $1,905 | $2,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.