Welcome home to this beautifully maintained 3 bed, 1 bath Ranch located in a neighborhood setting in Springfield, MA. Upon entering, you’ll notice the spacious floor plan and a living room that features gleaming hardwood floors, and a large feature fireplace to cozy up to during those winter months. The kitchen offers ample cabinetry, and opens into the breezeway, perfect for a dining area. This space boasts sliders that lead to the fenced yard, with a large deck to enjoy during BBQ season. With convenient first floor living, you’ll find 3 spacious bedrooms, as well as a full bath, all on the main level. Offering endless possibilities, the basement features a finished family room – perfect for a media room, playroom, home office & more! Other features of this home include 1-car garage, thermo windows, maintenance free vinyl siding, and younger gas furnace, central air and roof. So many great features that will make you want to make this great place home! Schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
Dining Room | Flooring - Vinyl, Slider | First |
Kitchen | Flooring - Vinyl | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,337 | $1,739 |
Total Monthly Payment | $1,744 | $1,708 | $2,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.