Welcome to your new home! This beautiful Townhouse in a Perfect Location, of St Cloud, features 3 bedrooms and 2. 5 bathrooms. This stunning townhouse features an open floor plan that is perfect for modern living. Upon opening the door, you will find high ceilings and beautiful ceramic tile throughout. The open concept floor plan has a spacious living/dining room area perfect for gatherings. A sliding glass door opens to a screened in porch to enjoy the Florida weather. The kitchen was recently renovated with a waterfall island, 43" cabinets, backsplash and newer appliances and a roomy pantry. All the bedrooms are on the second floor providing just the right amount of privacy. The stairway and entire upstairs has new flooring within the last year. The roof is new 2023 and A/C 2021!
The property includes a charming courtyard patio, ideal for outdoor relaxation and entertaining. The gated community is ideal for added security and peace of mind. A community pool is just what is needed for those hot days where y
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,850 | $1,805 | $2,279 |
Total Monthly Payment | $2,087 | $2,042 | $2,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.