**Priced to sell!** Property is currently bank-owned - seller concessions are welcome! Property is almost fully-renovated and is ready for a buyer's personal touch. Seller will be purchasing and installing a new refrigerator and boiler prior to closing. This updated colonial-style single-family home offers a large living room, eat-in-kitchen, formal living room, 4 bedrooms, and 2. 5 baths. This house is perfect for either family living or to be utilized as an investment property. As you enter, you'll be greeted by a spacious living room featuring a fireplace and a warm atmosphere. The bright kitchen offers direct access to the exterior of the home and showcases a stylish tile backsplash, stone countertops, and sleek stainless steel appliances. The full unfinished basement offers endless possibilities for customization-perfect for a home office, home gym, or additional storage. The partially finished attic is well-suited for adding two additional bedrooms, a large nursery with play area, or a massive personal closet. Situated on a larger corner double lot, this property features a detached garage and ample driveway parking for up to 4 cars, making it perfect for busy households. Close to public transportation, houses of worship, a vibrant shopping district, and a beautiful public library. This bank-owned home is being sold as-is.
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Our Executive Mortgage Banker:
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$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,960 | $1,960 | $1,960 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,487 | $3,398 | $4,383 |
Total Monthly Payment | $5,539 | $5,450 | $6,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.