Move right in to this immaculately maintained 3 bed 2 & 2 half bath home with more room than you could imagine, located just 2 minutes from Mount St Charles Academy! Step in to the first floor from either the large 2 car garage, or your formal front entrance to an inviting and well appointed quartz kitchen, eat in area with coffee bar, a formal dining room, living room and cozy sitting area with a gas fireplace. The second floor offers 2 large bedrooms, a full bath, a laundry area, an office with access to the fully finished attic and a beautiful primary suite with walk in closet and full bath! The basement has also had a large portion finished with its own half bath, living room/rec room area, in addition to a large storage / utility area! The private feeling back yard, with towering arborvitae, is inviting with its composite decking and custom stone patios with a separate custom deck area to the hot tub! Connected to town sewer, private well water with a new pump, oil baseboard heat and two zone central a/c are all features that help ensure this is the home you do NOT want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$584,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,200 | $467,200 | $467,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,105 | $4,006 |
Total Monthly Payment | $3,571 | $3,568 | $4,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.