Nice Price REDUCTON! When you want a peaceful private backyard – here it is! 3/2 Gardenia at the end of the Cul-De-Sac in The Village of El Santiago. Beautiful open floor plan with whole interior freshly painted for you. The KITCHEN has GRANITE ~ STAINLESS STEEL APPLIANCES ~ Tile Backsplash and a Chair Rail. The living and dining rooms have been expanded with lovely laminate flooring. !! NO CARPPET !! Primary bedroom has laminate flooring and dual closets with extra shelving and SOLAR TUBES. The PRIMARY BATH has GRANITE ~ DOUBLE VANITY ~ TILE SHOWER w/ STONE TILE FLOOR. The Split Design Floor Plan has the guest quarters on the opposite side of the home. The front guest room with a closet, has a beautiful BAY WINDOW, MURHY BED and a built in DESK. Second guest bedroom has a closet and laminate flooring. GUEST BATH has GRANITE COUNTER, TILE SHOWER. Laundry area has a solar tube and utility sink. The PRIVATE LANAI is screened and backs up to the horse farm with an abundance of trees. ROOF ~ 2020 ~ HVAC ~ 2015 ~ TANKLESS HOT WATER HEATER ~ NO BOND!!!! Come See!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,689 | $3,396 |
Total Monthly Payment | $3,058 | $2,990 | $3,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.