Pride of ownership & attention to detail is obvious throughout this amazing home. Laurel Hill North offers convenient access to unlimited recreation, including Airport Park, Lake Champlain Causeway, the Island Trail Line (Burlington Bike Path) & includes deeded access to the private lakefront beach lot on Buckingham Dr exclusive to the neighborhood. The 1st floor boasts high ceilings (nearly 9’) and yellow birch hardwood floors span the 1st & 2nd levels in entirety. The kitchen is the heart of every home, & this one is special with solid cherry custom painted cabinetry, recent quartz counters, tiled backsplash, & pot filler over the gas stove. The island includes a butcherblock top, & seating for observers. Appliances were new in 2019, & cabinets include dovetail soft close drawers. The floorplan is amazing for entertaining with a comfortable front den with gas fireplace, eat-in kitchen currently set up with casual seating area with custom buffet with quartz countertop, a large dining room, & front to back oversized living room. Upstairs, the primary bedroom includes a private ¾ bath, & the 4th bedroom includes a custom 2nd floor laundry closet, used as a home office currently. The updated full bath includes a heated towel bar. All lighting throughout has been updated, a new Weil McLain boiler was installed in the past year, & the hot water tank was new in 2019. The yard is level and spacious, partially fenced, and ready to entertain. Sellers wish to close 11/15/24.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,169 | $3,087 | $4,015 |
Total Monthly Payment | $3,716 | $3,634 | $4,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.