Make 13310 Whisper Bay Drive in Magnolia Pointe, a lakefront community on the shores of Johns Lake your new place to come home to. This Clermont community provides the security of a guard gated entrance which is manned 24/7. This home’s exterior is appealing with its brick trim, curved walkway up to the covered entry porch, front door and sidelight window with leaded and etched glass detail and mature landscaping. The inside of the home has a traditional charm with crown molding trim and engineered hardwood floors throughout most of the home and the windows have plantation shutters. As you step into the foyer and into the living and dining room areas with a focal point fireplace next to the glass French doors out to the stone paver lanai and patio. The backyard is fully fenced with a black wrought iron style aluminum fence making this a great space for pets or children to play there. The awesome feature in the back is that there is no home behind, you have a wide-open view of greenspace owned by the HOA. The kitchen and the separate eating area are the heart of the home, conveniently placed in the center to access all parts of the home easily. The kitchen features include solid wood oak raised panel cabinets, neutral and durable Corian countertops accented by a tile backsplash, stainless steel appliances, breakfast bar, recessed ceiling lighting, tile floor set in a random pattern, built in wine rack, a closet pantry and the separate eating area which overlooks the backyard. Just beyond the kitchen, is the hallway to the two bedrooms and the second bathroom. The master suite has French doors out to the patio, a large walk-in closet and an ensuite bath with a double sink vanity, a garden tub, separate shower and a private toilet room. The second bathroom has a tub/shower combination, and it has another door to the hall that connects to the 2-car garage, den, laundry room and back to the kitchen. The den/home office/work out room or could even be a guest room with an addition of a closet or armoire--you decide what works for you! The laundry room has a convenient amount of storage with lots of cabinets. Magnolia Point has community amenities that include a boat ramp and a fishing pier on Johns Lake, tennis courts, swimming pool and playground. Clermont is a vibrant city with many varied options for shopping and dining. Magnolia Pointe is located ideally a short drive to the turnpike entrance on SR 50 for easy commuting to Orlando and other destinations. You can also take day trips to many of the entertainment destinations Florida is known for including Disney Parks or the Gulf Coast beaches.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,230 | $2,228 | $2,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.