*** No damage from Helene, Rare opportunity to own a home along Longbranch preserve, a protected tidal waterway off Tampa Bay. Bring your fishing pole, small motor boat, or kayaks, bay access in minutes, or just enjoy nature along the banks. If you like privacy you will never have rear neighbors. Waterview currently is about a 25 feet long area, visible from the kitchen, fourth bedroom and patio, but you can clear the entire area behind the home. It is all on the water. This home is ready to move in; just updated with a brand new kitchen with 42" solid-wood, soft-close cabinets and Corian countertops, new guest bath, new luxury vinyl floors and 5" baseboards in all living areas, brand new carpet in all bedrooms, and fresh interior and exterior paint. New roof 2022, GE profile appliances and hot water heater all new in 2023, and the central heat and air and garage door replaced several years ago. Longbrooke neighborhood is family friendly with lots of nightly dog walkers who love to stop for a chat. The neighborhood is nestled in a wooded area, just off Tampa Bay. You feel like you're in the country, yet you're centrally located, just minutes to all shopping, just over 10 minutes to downtown St. Pete and Tampa airport on the new expressway, 3 minutes to St. Pete/Clearwater airport, 10 to 15 minutes to the beaches, downtown Clearwater or largo. Or you can walk to Cove Cay golf course and marina on the the bay. Sellers are original owners 37 year pride of ownership, they never planned to leave, but health forced a move closer to family. Listing agent is 27 year neighbor. Hurry won't last long!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,596 | $3,504 | $4,520 |
Total Monthly Payment | $3,928 | $3,836 | $4,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.