611 Destiny DRIVE, #509, Ruskin, FL, 33570 | $180,000

Find your own piece of paradise in the beautiful waterfront neighborhood of Little Harbor with this amazing fully furnished condo. Perfect for a second home or vacation rental, this popular 1st-floor unit offers great convenience and comfort. Inside, you'll find a shower, a small kitchen, and cozy twin-size beds, all just a short walk from the laundry room. Enjoy stunning views to the east, perfect for witnessing breathtaking sunsets over the bay. Dive into a resort-style experience with two heated pools, waterfront dining spots, and a sandy beach. Little Harbor comes with plenty of amenities like tennis courts, a gym, and a clubhouse. Boating fans will love the deep-water marinas and the Freedom Boat Club. Nature lovers can explore the peaceful waters with canoes or kayaks. This property also offers the option for daily rentals and professional property management, making it a smart investment choice. Located just a quick drive from Tampa, St. Petersburg, and Sarasota, this is waterfront living at its finest. Don't miss out on this fantastic opportunity – book your private showing today!

Features

  • Heating: Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: ISLAND RESORT AT MARINERS CLUB
  • Year Built: 1970
  • Common Charge: $119 Monthly
  • Approx Sq. Feet: 464
  • Est. Taxes: $2,688
  • Condo Fee: $518 Monthly
  • View: Water
  • Pet Policy: No
  • Appliances: Cooktop, Microwave, Refrigerator
  • MLS#: T3508994
  • Days on Market: 205 days
  • Website: https://www.raveis.com
    /prop/T3508994/611destinydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/18/2024 12:07:12 PM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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611 Destiny DRIVE, #509, Ruskin, FL, 33570

$180,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $144,000 $144,000 $144,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $982 $957 $1,235
Total Monthly Payment $1,281 $1,256 $1,534

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.