Be among the first to secure a fantastic deal on a brand-new home. Schedule your custom consultation today and move into your new home before the end of the year. Welcome to your dream home! This brand-new, 2174 square foot residence is designed and constructed by one of Long Island's premier builders, ensuring top-notch quality and craftsmanship. No detail was overlooked in the fabulous design of this home. Features an open floor plan with 9' ceilings on the first floor where you can enjoy a bright and airy feeling throughout the home with beautiful windows that floods the space with natural light. The large eat-in kitchen is thoughtfully designed with custom cabinetry, quartz countertops and a center island, perfect for meal prep or breakfast seating. This exceptionally designed space seamlessly interacts with the casual dining area and the adjoining den, making it ideal for both entertaining and everyday living. A large living room and a formal dining room, perfect for hosting gatherings and entertaining guests. The first floor boasts impressive 9' ceilings, adding to the spacious feel. The first floor is completed with a formal living and dining room, these elegant living spaces are perfect for creating cherished memories. The second floor features a luxurious primary bedroom en suite with two walk in closets, along with three additional guest bedrooms and a full bath. A full basement with 8' ceilings and an outside entrance, this versatile space can be transformed into a lounge area, gym, workshop - use your imagination! This home is built with energy efficiency in mind, ensuring comfort and sustainability. Enjoy worry-free living with efficient gas heat and central air conditioning. Your Perfect Blend of quality and Convenience of the Village of Patchogue, marinas, ocean beach ferries, shopping, mass transportation just minutes away. Welcome to your brand-new home. , Additional information: Appearance: Brand New
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $4,398 | $4,340 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.