Looking for a spacious, sun-drenched, and truly unique home? This distinctive 2-bedroom duplex loft in Ridgewood, Queens, might be just what you need! The first floor offers a bright and inviting living room, a kitchen with appliances, a luxurious bathroom, and a bedroom with generous closet space, all with direct access to a private yard. Located just 2. 5 blocks from the M subway (Fresh Pond Rd) and close to Bushwick and Williamsburg, this beautifully designed 2-bedroom, 1-bathroom condo boasts approximately 925 square feet of living space, bathed in natural light from oversized windows. The home impresses with soaring 15-foot ceilings in the living area, an open kitchen layout, and a stylish staircase leading to the king-sized loft bedroom on the upper level, adding a contemporary touch. Additional features include air conditioning units and wide plank hardwood and tile flooring. The Glenridge Mews Condominium is pet-friendly and provides excellent amenities, including an elevator, fitness center, and live-in superintendent. You'll be within walking distance of the vibrant shopping and dining scene along Fresh Pond Rd and Myrtle Ave, with popular spots like Norma's, Nowadays, and several craft breweries nearby. Parks and the Ridgewood YMCA are also close by. Commuting to Manhattan is a breeze, with the M and L trains or express buses QM24, QM25, and QM34, getting you there in just 30 minutes. This one-of-a-kind property won't last long-act quickly to make it yours!
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,043 | $3,906 |
Total Monthly Payment | $3,536 | $3,497 | $4,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.