58 Smith Avenue, #58, Islip (Bay Shore), NY, 11706 | $425,000
Discover this beautifully renovated townhouse, perfectly situated near Main Street in Bay Shore. Step inside to an open-concept living and dining area with stunning hardwood floors, designed for easy living and entertaining. The stylishly updated kitchen features elegant granite countertops, a farmhouse sink, and plenty of cabinet space for all your culinary needs. The home also includes a versatile mudroom that offers enough space for a cozy home office and a functional and organized entryway. Upstairs, you'll find three generously sized bedrooms, with the primary bedroom offering a private retreat complete with an en-suite bathroom and walk-in closet. Each bathroom has been tastefully updated, adding a modern touch throughout the home. You will have room to store all of your essentials in either the pantry, attic or garage. The outdoor patio features fencing to allow for privacy while relaxing or entertaining. This prime location is within walking distance to the Bay Shore train station and just moments from Main Street's restaurants, shops, and Fire Island Ferries. This home is a rare find-don't miss your chance to call it yours!
Features
- Town: Islip
- Parking: 1 Car Attached, Driveway
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Complex: South Wind
- Year Built: 2001
- Common Charge: $145 Monthly
- Approx Sq. Feet: 1,700
- Acreage: 0.05
- Est. Taxes: $9,152
- Lot Desc: Near Public Transit
- Elem. School: Fifth Avenue School
- Middle School: Bay Shore Middle School
- High School: Bay Shore Senior High School
- School District: Bay Shore
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3576802
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/3576802/58smithavenue_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
58 Smith Avenue, #58, Islip (Bay Shore), NY, 11706
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $763 | $763 | $763 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
| Total Monthly Payment | $3,100 | $3,098 | $3,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535