|
Presented by
Meghan Flood |
29 Terrace Avenue, East Lyme (Crescent Beach), CT, 06357 | $959,000
Located in Niantic's sought-after CRESCENT BEACH area, this beautifully crafted year-round home features an open floor plan and cathedral ceilings. 2-story windows bathe the home in sunlight and provide unspoiled marsh views from every room. The spacious living and dining rooms open via sliders to an expansive back deck that offers water views of Niantic Bay and plenty of outdoor entertainment space. A gas fireplace provides a cozy place to curl up next to on chilly nights. You will be delighted to find an oversized island, great for food prep or additional seating in the large eat-in kitchen. Escape the summer sun and find a bit of privacy on your charming front porch. Upstairs, the primary bedroom suite includes a deck for enjoying morning sunrises, a large walk-in closet and bathroom with a large stall shower. Two additional bedrooms with generous closets, plus a loft space provide versatility for an office, library or whatever you can imagine. A full basement- ideal for a gym or playroom- cedar closet and two-car garage provide plenty of storage. With beach access just down the street, and a short walk to downtown Niantic's shops, marinas, boardwalk and restaurants, this exceptional property is perfect for year-round living or a seaside escape. Easy access to Boston and New York. Don't miss this rare opportunity. Crescent Beach Association includes two nearby beaches to swim, or launch your kayak/paddleboard.
Features
- Town: East Lyme
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Colonial
- Year Built: 2003
- Garage: 2-car Attached Garage,Paved,Driveway
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: Full,Unfinished,Heated,Full With Hatchway
- Above Grade Approx. Sq. Feet: 2,556
- Below Grade Approx. Sq. Feet: 1,178
- Acreage: 0.44
- Est. Taxes: $9,252
- HOA Fee: $360 Annually
- Lot Desc: Corner Lot,Some Wetlands,Water View
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Cooktop
- MLS#: 24046726
- Website: https://www.raveis.com
/raveis/24046726/29terraceavenue_eastlyme_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Dining Room | Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood Floor | Main |
| Eat-In Kitchen | Dining Area,Pantry,Hardwood Floor | Main |
| Living Room | 2 Story Window(s),Cathedral Ceiling,Balcony/Deck,Combination Liv/Din Rm,Gas Log Fireplace,Sliders | Main |
| Primary Bedroom | Palladian Window(s),Vaulted Ceiling,Balcony/Deck,Stall Shower,Sliders,Walk-In Closet | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Meghan FloodSales Associate
315.345.0197
Meghan.Flood@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
29 Terrace Avenue, East Lyme (Crescent Beach), CT, 06357
$959,000
Meghan Flood
Sales Associate
William Raveis Real Estate
Phone: 315.345.0197
Meghan.Flood@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $767,200 | $767,200 | $767,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
| Monthly Tax Payment | $771 | $771 | $771 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,296 | $4,662 | $6,320 |
| Total Monthly Payment | $5,159 | $5,525 | $7,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524