BRAND NEW ROOF - Oct 2024!!! Inspected 10/24. LOCATION!!! LOCATION!!! LOCATION!!! Immaculate single family home in the highly sought after Diamond Cove community in Dr Phillips! 3/2 with bonus room, great room plus dining room, living room and more! Tons of living space. This home has it all. First, the location cannot be better! Amazing Dr Phillips location! Minutes (if that) to O-Town West, Dr Phillips Community Park and Sand Lake Elementary. Second, this is an impeccably maintained home. A huge gourmet kitchen (remodeled in 2020) with tons of cabinets and counter space, closet pantry, skylight and newer stainless steel appliances. Bright and roomy eat-in space in kitchen. Tile floors throughout this beautiful floor plan. Super large primary bedroom with gorgeous private bath featuring clothes closet, garden jet tub and separate shower stall and dual bi-level sinks. Bonus room with gorgeous tile floor perfect for a game room, computer room, music room and more. Split floor plan with two additional bedrooms adjacent to the lovely second full bath. Natural light abounds from the huge windows in the welcoming formal living room/dining room combo but need even more space? Well then you also have the expansive great room with real wood-burning fireplace. Lovely fenced yard with screened pool, patio and still lots of yard to enjoy. Front porch is ideal for extra table, bench or rockers for enjoying the peaceful evenings. Brand new washer and dryer included in the large laundry room conveniently located off the kitchen. The community features a pool and tennis court with lovely ponds. This home is a true gem! Move right in!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,089 | $5,188 |
Total Monthly Payment | $4,670 | $4,562 | $5,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.