This 3/2 Spacious Victoria 3 Model has been well maintained and is located in the 55+ Gated Community of Heritage Pines. The home has been Beautifully Landscaped and adds to its appeal. When you enter through the Amazing Custom Front Door into the bright Living/Dining Room Combo with view to the Sliders & Screened Lanai, you immediately feel at home. You can sit at the table in the Kitchen and look out the Bay Window and watch the birds and the butterflies while you enjoy your morning Coffee. The Kitchen /Great Room with an open concept is great for entertaining. The Oversized Master has 2 walk in closets, Shower and duel sinks. Laundry room has a sink and storage cabinets. The 3 Car Garage has a soaker sink and a bonus office with a window AC. Roof 2019, Hot water Heater 2022, the AC is only 1 month old (9/2024). Low HOA fees. In addition to a heated community pool and spa, there is a beautiful, newly renovated club house featuring a full-service restaurant and lounge, gaming room, craft room, and performing arts center filled with entertainment, dancing and shows. There are game rooms and every type of clubs you can imagine. Convenient to beaches, fishing/boating, shopping, dining & not far from Tampa or Clearwater via 589. Retirement living at its very best with the added bonus of the security of living in a Guard Gated Community. Your only minutes away from the Suncoast Parkway with an easy commute to Tampa International Airport, beaches, dining, entertainment and much more! What more could you ask for, book your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,794 | $2,333 |
Total Monthly Payment | $2,094 | $2,046 | $2,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.