This beautifully maintained 3-bedroom, 2-bath Victoria 3 Model is nestled in the sought-after 55+ gated community of Heritage Pines. With its charming curb appeal and lush landscaping, this home welcomes you through a stunning custom front door into a bright and inviting living/dining room combo, offering serene views of the screened lanai. Enjoy your morning coffee in the sunny kitchen nook next to the open-concept kitchen and great room which are perfect for entertaining. The spacious master suite has separate sliders leading to the lanai. It also features two walk-in closets, dual sinks, and a walk-in shower. Bonus features include a laundry room with extra storage and sink, a 3-car garage with its own soaker sink, and a bonus office space complete with a window AC. Updates include a new roof (2019), hot water heater (2022), and a brand-new AC system (9/2024). Low HOA fees add to the appeal, granting access to incredible community amenities: a heated pool and spa, fitness center, a newly renovated clubhouse with a full-service restaurant and bar, lounge, game and craft rooms, library, and a performing arts center offering live entertainment. In addition this community has a golf course, tennis, pickle, and bocce ball courts. Located with easy access to the Suncoast Parkway and US 19, you're perfectly situated near entertainment, shopping, medical, and more. Embrace the best of retirement living in this vibrant, guard-gated community. Walk the home remotely with the 3D virtual tour and be sure to schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,984 | $1,935 | $2,443 |
Total Monthly Payment | $2,236 | $2,187 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.