Located in the much sought after, gated community of James Island, this SuperCute one-story, four-bedroom pool home boasts a bright, open floor plan with an updated kitchen and cozy fireplace. The main living areas seamlessly flow out to a screened-in lanai and the (Heated) pool, creating the perfect space for gathering with friends and family. The home also features a dual garage with both a two-car and one-car option, offering plenty of space. HVAC 2023.
Enjoy winding sidewalks, mature trees, and pickleball! The community's amenity center includes a pool, baby pool, splash park, tennis and basketball courts, playground, and more.
Perfectly situated just minutes from St. John's Town Center, you'll have easy access to premier shopping, boutiques, restaurants, live music, and entertainment. Plus, you're only 15 minutes from both the beach and downtown Jacksonville.
This move-in ready home is just waiting for you to add your personal touch! See Supplement for all updates!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,920 | $467,920 | $467,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,192 | $3,110 | $3,946 |
Total Monthly Payment | $3,738 | $3,656 | $4,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.