145 Main Street, Pownal, VT, 05261-9714 | $349,000

Multiple offers situation. No showings past Saturday evening. Among the picturesque vistas of the SW corner of Vermont is the historic Mooar Wright House. A congressional record posted in the dining room, signed by Barack and Bernie, recognizes this home as the oldest home in VT. A Salt Box by design and likely built by Dutch craftsmen in English style with fireplaces surrounding a central chimney. Historically relevant with original structure and layout, yet beautifully maintained. The kitchen boasts wide plank flooring, an open hearth with a Hearthstone wood stove, soapstone countertops and views to the side patio and perennial gardens. Hand hewn beams, brick nogging and worn thresholds add period character. An entrance off the rear garden offers the potential for a separated in-law suite or rental income. Edited perennial gardens with stacked stone borders romance the gazebo, rear patio and fire pit. The garage barn offers workshop space and a large bonus area above that seems perfect for a maker’s studio, man cave, play space, added storage or perhaps additional living quarters. Some say the soil in this region is ideal for gardening and the abundant vegetable beds by the garden shed stand as testament. This rare piece of history, with quick access to Williamstown, Bennington and New York awaits a new chapter. Home can be sold furnished * * Showings delayed to 10/3 open house.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: Historic Vintage,Saltbox,Post and Beam
  • Year Built: 1742
  • Garage: 2-car Garage
  • Heating: Forced Air
  • Cooling: None
  • Basement: Concrete Floor,Crawl Space,Dirt,Stairs - Exterior,Stairs - Interior,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 2,032
  • Acreage: 0.57
  • Est. Taxes: $3,880
  • Lot Desc: Country Setting,Landscaped,Level,Mountain View
  • Elem. School: Pownal Elementary School
  • Middle School: Mt. Anthony Union Middle Sch
  • High School: Mt. Anthony Sr. UHSD 14
  • School District: Southwest Vermont
  • MLS#: 5016391
  • Website: https://www.raveis.com
    /prop/5016391/145mainstreet_pownal_vt?source=qrflyer
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Listing courtesy of Maple Leaf Realty   Phone: 802-447-3210
Listing Agent: Nicholas Charest

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NMLS Mortgage Loan Originator ID 793093

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145 Main Street, Pownal, VT, 05261-9714

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $323 $323 $323
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,905 $1,856 $2,394
Total Monthly Payment $2,303 $2,254 $2,792

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.