20849 Thistle Leaf LN, Estero, FL, 33928 | $870,000

Investor Opportunity – Sophisticated DENALI Floorplan
This property is currently rented on an annual lease until the end of November 2025 for $4, 100 per month. Located in the highly sought-after River Creek Community, this brand-new two-story home is a masterpiece by GL. Completed in 2024, the DENALI floor plan offers four bedrooms plus a loft, including a convenient full bedroom and bathroom on the main level, and four full bathrooms to accommodate family and guests. The home boasts abundant natural light with south-facing sliding doors, a modern gourmet kitchen equipped with premium appliances and a gas stove, luxurious upgrades, and a spacious laundry room with ample storage and workspace. The two-car garage provides generous parking and storage solutions, while the expansive lanai, designed with hurricane-rated sliding doors, allows for seamless indoor-outdoor living. Situated in a prime location, this property is just minutes from Coconut Point, Miramar Outlet Mall, Publix, I-75, RSW International Airport, and top-rated schools. Don’t miss this exceptional opportunity to own a stunning investment property in a premier location.

Features

  • Amenities: Basketball,BBQ - Picnic,Bike Storage,Bocce Court,Business Center,Cabana,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Internet Access,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 4
  • Baths: 4 full
  • Style: 2 Story
  • Development: RIVERCREEK IN ESTERO
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,909
  • Acreage: 0.13
  • Est. Taxes: $2,834
  • HOA Fee: $385 Monthly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 224073875
  • Buyer Broker Compensation: 1.50%
  • Website: https://www.raveis.com
    /raveis/224073875/20849thistleleafln_estero_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Angela Rizzi TeamSales Associates

239.598.1188

AngelaRizziTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20849 Thistle Leaf LN, Estero, FL, 33928

$870,000

Angela Rizzi Team

Sales Associates

William Raveis Real Estate

Phone: 239.598.1188

AngelaRizziTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $696,000 $696,000 $696,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,514 $4,457 $6,111
Total Monthly Payment $4,842 $4,785 $6,439

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.