Welcome to this beautifully maintained 3-bed, 2-bath single-family residence in the desirable Valencia Lakes community of Naples, FL. Savor serene lakefront views from your extended screened lanai, perfect for relaxing and entertaining. Inside, you’ll find elegant touches like volume ceilings, crown molding, and brand-new neutral carpeting, seamlessly blending style and comfort. The spacious kitchen serves as the home's centerpiece, featuring granite countertops, 42” cabinets, a pantry, and a cozy breakfast nook. This property has been thoughtfully updated for your peace of mind, with a new roof and gutters in 2020, a water heater in 2023, exterior paint in 2024, and a new irrigation pump in 2024. Additional highlights include a tiled 2-car garage that offers both practicality and easy upkeep. With low HOA fees and a location close to shopping and dining, this home provides a fantastic lifestyle opportunity. Experience unmatched convenience as the nearest property to Valencia Lakes amenities, with effortless access to the clubhouse, pool, BBQ picnic area, basketball and tennis courts, fitness room, and new play area. Don’t miss the opportunity to own a piece of paradise today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,014 | $3,011 | $3,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.