This waterfront maintenance free townhome seamlessly combines comfort and convenience, featuring three bedrooms, including a primary suite located on the first floor. Enjoy open living areas, a charming front porch with water views, a private patio, and a two-car garage. MiraBay is a highly desirable waterfront community known for its extensive amenities, vibrant clubs, and year-round events for residents. With maintenance-free living, the monthly fee includes groundskeeping and water services. As you enter this bright and spacious townhome, you will be greeted by an open living area bathed in natural light and views of the water from multiple windows. The eat-in kitchen features stone countertops, stainless steel appliances, and ample cabinetry for storage. The expansive primary suite serves as a tranquil retreat, complete with a large walk-in closet featuring custom shelving and an en-suite bathroom that includes a walk-in shower, a relaxing tub, and dual sinks. Upstairs, two additional bedrooms share a Jack and Jill bathroom, while the versatile loft space can be used as an office, play area or media room. Recent updates include new A/C units installed in 2018, a new water heater in 2024, and exterior paint completed in 2023. The homeowners' association covers all exterior maintenance, flood and property insurance, pest control, exterior painting, a metal roof, weekly landscaping, and both interior and exterior water services. This townhome is just steps away from the MiraBay Resort Style Clubhouse, which offers a wide range of amenities, including a recreation center, heated pool, waterslide, spa, gym, playgrounds, café, lounge, and pickleball, tennis, and basketball courts. Residents also have access to kayaks, sailboats, and paddle boards. In addition to its resort-style amenities, this townhome is conveniently located near downtown Tampa, MacDill AFB, St. Petersburg, Sarasota, and the Gulf Beaches. This move-in-ready townhome is sure to impress! Schedule your visit today to experience the vibrant lifestyle that MiraBay has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,036 |
Total Monthly Payment | $2,944 | $2,914 | $3,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.