Stunningly Remodeled 4 Bed, 2 Bath HOME in the popular and convenient neighborhood of Bayshore Gardens in Bradenton - could be your INSTANT AIRBNB?? YESSS!!! There are NO Rules or HOA, but it does have a Community Pool / Boat Slips / Marina and Recreation Facilities. Nothing beats the price on this home for what you get! Timeless Gray Color Tones and Black/Chrome/Nickel Finishes and Over $90, 000 in Upgrades: New Luxury Plank Vinyl Flooring Throughout, New Windows, New White Kitchen with Quartz Countertops, New Stainless Steel Appliances, New Bathrooms, New A/C, New Washer & Dryer, New Tankless New Water Heater, Interior and Exterior Paint, New Ceiling Fans, New Light Fixtures, New Front Porch, and More… WOW!!! This home features 1, 065 Sqft and a Split Floor Plan where the Primary Bedroom and En-Suite are on the opposite side of the home from the other 3 bedrooms and bath. You also have peace of mind with BLOCK construction and the Roof was installed in 2018. The back yard is a nice-sized blank canvas ready for the new owner! There’s plenty of room to add a pool, patio, shed – whatever is desired. An added fyi, this home is NOT in an HOA or CDD and is NOT in a flood zone - but it DOES have the added benefit of being a part of the Bayshore Gardens Park and Recreation District for which a $417/annual fee is included in your property taxes and provides access to the Bayshore Gardens Community Amenities like: Jr Olympic-sized pool, pickleball, basketball, picnic/BBQ pavilions, park, playground, fishing pier, and for added small fees: access to the community marina, boat ramp, boat slips, and recreation hall. There are also many SOCIAL Clubs including a Yacht Club, Garden Club, Woodchoppers Club, Bunco, and More! The nearby downtowns and attractions for Bradenton, Sarasota and Lakewood Ranch are all easily accessible from this convenient location in Bayshore Gardens. Lifestyle Choices ABOUND with access to Golf, Pickleball, Shopping, Dining, Boating, Fishing, Live Entertainment, Farmer's Markets, a Variety of Cultural Arts- and don't forget our World Class Beaches! Convenience to great family activities, airports, Disney World, Mote Marine or catch a Cruise Ship from Tampa Bay. At a very affordable price, this home and this area provide the ultimate in the Florida Lifestyle!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $1,966 | $2,523 |
Total Monthly Payment | $2,310 | $2,285 | $2,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.