EXCITING OPPORTUNITY! I am delighted to introduce this charming 2-bedroom, 1. 5-bath home situated in a no-HOA area. This lovely property boasts a remodeled kitchen (2020) and main full bath (2024), terrazzo flooring, and an enclosed Florida room with laminate flooring equipped with an enclosed outdoor shower perfect for washing your pets! Inside, you’ll discover two spacious rooms that can serve as a great room/dining area and the other could be a game room! The indoor utility room accommodates your washer and dryer, a half bath, and additional storage. The expansive backyard offers plenty of space for a future pool, along with ample storage provided by one shed and attached outdoor storage. Conveniently located just minutes from the new downtown DeBary, the Junction, you'll have access to a variety of shops, restaurants, and entertainment options. Plus, you're close to the DeBary SunRail, major highways, bike trails, and the Swamp House Restaurant and boat ramp for easy access to the St. John’s River! Additionally, the ROOF was replaced in 2020! This charming DeBary residence, set on nearly half an acre, is sure to sell quickly, so schedule your personal tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,712 | $1,711 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.