Welcome to this open floorplan Somerset model located in the quiet Highgate IV community of our gated Kings Point in Sun City Center. As you enter the home you become immediately aware of the tile flooring on the diagonal, freshly painted walls with attractive crown molding throughout. Recessed lighting and updated ceiling fans are complemented with two skylight solar tubes bringing a nice bright feel. The updated kitchen is complemented with a fresh light cabinet color and stainless appliance finishes. Plenty of room for the cooking savant. The dining room is conveniently located nearby for serving family or friends with a beautiful outdoor view. The bedroom plan locates the primary bedroom on the northwest side of the home. Plenty of room for a king size setting along with a 6' x 8. 5' walk-in closet. The second bedroom is a spacious 11' x 12' and located next to the full size guest bathroom. As for laundry, there is a washer dryer located steps from the inside door entry to the garage with a ceiling fan and lighting. The 1. 5 garage is designed for a full car and golf cart. Kings Point is a resort-style active retirement community. With two beautiful clubhouses, an 850-seat Veterans Theater, six indoor and outdoor pools, hot tubs, a spa, RV, and boat storage, tennis courts, 27 holes of golf, billiards, pickle ball, state-of-the-art fitness centers, and over 50 unique social clubs, groups, organizations, and classe that will keep you entertained year-round (there are two TV stations specially about Kings Points activities). This is a great opportunity to come join us at Kings Point. So, schedule your showing with us today to come see for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,073 | $1,045 | $1,359 |
Total Monthly Payment | $1,220 | $1,192 | $1,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.