LUXURY WATERFRONT TOWNHOME with an OVERSIZED 2 1/2 CAR GARAGE in the quiet, GATED Community of “HIDDEN BAYOU TOWNHOMES”. From the moment you walk into this home, you will be delighted by the large open horizontal tiled area that screams “WELCOME HOME”, while creating an open and inviting space for family and friends. The living room opens to a large covered BRICK PAVER LANAI, overlooking a large pond that sits directly on Cross Bayou Wildlife preserve ……. Never any rear neighbors !!! This home offers a FIRST FLOOR MASTER SUITE with a huge WALK IN CLOSET, complete with custom built ins. In the master closet, there is a video monitor to view all of the (6) security cameras that are located inside and outside of the home. The DVR and hard wired camera system will stay with this home. There is also an additional double wall closet with custom built ins for his T-Shirts and jeans. The ENSUIT BATHROOM offers a double sink, granite top vanity and large, tiled, walk in shower and Large closet for linens and other necessities. The KITCHEN has upgraded 42” wood cabinetry with custom molding, sliding pull outs, custom WiFi lighting on top and below the cabinets, a pantry, granite counters, large stainless steel sink and stainless steel appliances and a dining space in the kitchen. Directly off of the kitchen, there is a coffee/wine bar complete with granite countertops, wine fridge and a space to tuck away a full size washer and dryer. Right off of the kitchen is the 2 1/2 CAR GARAGE that has a professional epoxy, LIFETIME WARRANTY flooring. Heading up the beautiful, custom wooden staircase, you will find a large, spacious, open area which can be used for Media Room, Playroom and so much more! This room is already equipped with a projector and a 120” movie screen so, just bring the popcorn because the screen and projector stay too !!! There are 3 additional LARGE BEDROOMS upstairs (4 total bedrooms) and (2) FULL SIZED BATHROOMS (3 1/2 total bathrooms) with a tub/shower combo in one and a large walk in shower in the other.
Other upgrades include:
** Honeywell Smart Thermostat.
** Yale Digital, Wi-Fi front door deadbolt.
** Phillips Hue Smart Lighting
** (6) Hard wired Security cameras with Digital Video recorder (DVR)
** Chamberlin Smart Garage opener.
** Hard Wired Smoke alarms.
** Wi-Fi system stays with the home.
** Cat 5e/6e ran to every room (Gigabit switches in master closet).
** Crown molding throughout the entire home.
** Window blinds throughout
** Low Voltage outdoor Landscape Lighting
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,259 | $3,137 | $3,980 |
Total Monthly Payment | $3,785 | $3,663 | $4,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.