One or more photo(s) has been virtually staged. Find your private retreat in the heart of Temple Terrace! This charming 4-bedroom, 2-bathroom block home with a 2-car garage is the perfect mix of space, tranquility, and Florida charm. Boasting 2, 005 sq. ft. of cool, comfortable living space and a total of 2, 550 sq. ft. , you’ll have room to live, relax, and entertain.
Set on a lush . 59-acre lot shaded by majestic oak trees, this home is perfect for those who love to entertain or simply enjoy the outdoors. The formal living and dining rooms welcome you with elegance as soon as you enter. The split floor plan offers privacy, while vaulted ceilings give the home an open, airy feel.
The kitchen offers serene views of the spacious backyard, framed by beautiful oak and palm trees, making it an ideal space for family gatherings or quiet mornings with a cup of coffee.
The primary bathroom has been stylishly updated with stone countertops, a glass-enclosed shower, and a large walk-in closet—creating the perfect start or end to your day.
The cozy family room, with built-in shelves and large windows, lets in plenty of natural light, bringing the beauty of the outdoors inside. On cool Florida evenings, enjoy the warmth of a wood-burning fireplace.
With recent updates like a brand-new roof (2022) with a transferrable warranty, new gutters (2022), and a whole-house water softening system, and an option for both city and well water, this home is move-in ready and worry-free.
Location couldn’t be better! Just under a mile from USF and minutes from major highways (I-75, I-275, and I-4), you’ll have easy access to everything, including Busch Gardens, local parks, and shopping. Plus, you’re a short drive from Tampa’s Gulf beaches and world-famous attractions like Disney World!
No HOA fees and outside the flood zone, this home offers peace of mind and incredible value.
Don’t miss this gem—call today and start living your Florida dream in Temple Terrace!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,978 | $3,778 |
Total Monthly Payment | $3,559 | $3,556 | $4,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.