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Rare opportunity at this 3 bed, 2. 5 bath colonial with private backyard including an in-ground pool! Built in 2004 this home sits near the end of a cup-de-sac in the Lakeside neighborhood. Lake Zoar is across the street and the state boat launch is a half mile away. Inside one will find hardwood floors through the main level. Flanking the foyer is a formal dining room and a formal living room with cathedral ceilings and a large windows. The kitchen offers wood cabinets, propane range and a breakfast bar. The kitchen is open to the great room which his centered on a gas fireplace surrounded by built-in and flanked by a gorgeous wet bar. Upstairs, the primary suite offers a full bath and walk-in closet. The two other bedrooms share the hall bath which includes the laundry closet. Out back, the deck overlooks a nice level yard which is fenced and includes the pool which had a new liner recently. Large unfinished basement for storage too!
Type | Description | Level |
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Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar | Main |
Great Room | Book Shelves,Built-Ins,Wet Bar,Gas Log Fireplace | Main |
Living Room | Palladian Window(s),Cathedral Ceiling,Hardwood Floor | Main |
Office | Main | |
Primary Bedroom | Full Bath,Walk-In Closet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,673 | $1,829,334 |
Total Monthly Payment | $3,439 | $3,367 | $1,830,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.