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20 Stonington Road, Norwich, CT, 06360 | $185,000
One level living. Bright & open with lots of natural light. Three bedroom, one bath Ranch. Easy to maintain. Fulle basement. Large yard with pond in the rear yard. Convenient location, close to downtown and amenities. REQUIRED VERBIAGE FOR ALL INITIAL LISTINGS (if previously listed, those marketing days count toward the 30 days): -This property is eligible under the First Look Initiative. All Owner Occupant offer will be responded to after 7 days on the market and Investor offer will be responded to after 30 days. However, all offers can be submitted during the First Look period. -All offers must be entered through propoffers. com. -An offer management fee of $175 (plus sales tax, where applicable) is charged by Pyramid Platform in connection with the use of Propoffers. com. This fee will be paid at closing from the agent representing the buyer as selling agent or transaction broker. -Subject to seller addendum -For financed offers EMD to be 1% or $1000 whichever is greater and for cash offers EMD to be 5% or $5000 whichever is greater. -All offers are subject to OFAC clearance. -A viewing release must be signed and returned to our office before showing this property. -The release is the last page of the listing agreement document
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1958
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Unfinished,Full With Hatchway
- Above Grade Approx. Sq. Feet: 960
- Acreage: 0.17
- Est. Taxes: $4,489
- Lot Desc: Lightly Wooded
- Water Front: Yes
- Elem. School: Per Board of Ed
- High School: Norwich Free Academy
- Appliances: None
- MLS#: 24050002
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/24050002/20stoningtonroad_norwich_ct?source=qrflyer
Listing courtesy of Aspen Realty Group
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Stonington Road, Norwich, CT, 06360
$185,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,010 | $984 | $1,269 |
| Total Monthly Payment | $1,459 | $1,433 | $1,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524