Historic charm, a coveted CENTRAL LAKELAND location, and a very affordable price. . . this home has it all! Over 1800 Living sq ft with 4 bedrooms in a 3-WAY SPLIT plan, 2 baths, NO CARPET, and a GAS FIREPLACE just in time for Fall. : o) And there’s more great news. . . Natural GAS RANGE and TANKLESS WATER HEATER are both energy efficient for lower utility bills. The ROOF has been new since 2022, and the HVAC JUST INSTALLED in mid-August can be registered to you for both the 1-yr manufacturer warranty AND a 10-year warranty on parts! These days, you would expect to pay more for features already included in this 1928 home; features like CROWN MOLDING and TALL BASEBOARDS plus wide wooden doorframes and window frames which surround the UPDATED WINDOWS! Did you see the VINYL PRIVACY FENCING in the back yard with 2 pedestrian gates on either side of the house and a double gate out back? Did you notice the PAVER WALKWAY AND STOOP and the VINTAGE MAILBOX as you entered the front door?! SURROUND SOUND, ALARM SYSTEM, and neighborhood BLOCK PARTIES are wonderful bonuses. Need STORAGE? There are 15 cabinets in the SPACIOUS KITCHEN with extensive counter tops AND there are 8 EXTRA CLOSETS in addition to the typical 4 found in the bedrooms. Need MORE STORAGE? You’ll find plenty in the 10’ x 20’ STORAGE ROOM WITH SHELVING adjacent to the large INSIDE LAUNDRY room AND still another 120 sq ft in the backyard STORAGE SHED wired with electricity and boasting a ramp. There’s also close to 500 sq ft of OPEN PATIO right off the kitchen primed for entertaining areas for grilling, dining, and lounging. A new string of lights can easily be hung from existing support posts to replace the ones that got worn out! There’s even a PLAYSET which can be left or removed. See for yourself this marvelous home and community and hurry. . . before it disappears!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,453 | $1,890 |
Total Monthly Payment | $1,690 | $1,651 | $2,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.