286 Charlie's Way, Westerly, RI, 02891 | $129,900

Escape to Timber Creek, a serene seasonal park nestled in the woods, yet just minutes from the area's best restaurants, shops, and stunning beaches! This 37-foot Park Model Home with an impressive 23 x 12 enclosed porch offers the perfect getaway, whether for a weekend or an extended stay. An additional 16 x 12 outdoor deck is perfect for relaxation and entertaining. Inside, you'll find an open-concept living, dining, and kitchen area, designed to maximize comfort and space. The one-bedroom layout includes a full bathroom and can accommodate up to 6 people, making it an ideal retreat for family or friends. Timber Creek is known for its fantastic amenities that cater to all ages and interests. Enjoy two sparkling pools on hot summer days, a baseball field, playground, and tennis courts. There's even a 9-hole golf course for those looking to hit the links, as well as bocce ball, shuffleboard, and a dog park for your furry companions. You can also take a leisurely stroll around the park's two picturesque ponds. This is your chance to escape the hustle and bustle, relax, and enjoy the natural beauty of Timber Creek. Whether you're looking for a peaceful retreat or an activity-filled stay, this home has it all! Don't miss out on this opportunity to own your own piece of paradise. Seasonal Park on leased land.

Features

  • Amenities: Golf,Highway Access,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Style: Manufactured Home
  • Year Built: 2009
  • Garage: No Garage
  • Heating: Electric,Heat Pump
  • Cooling: Central Air,Window Unit(s)
  • Basement: None
  • Approx Sq. Feet: 560
  • Est. Taxes: $533
  • HOA Fee: $8,076 Annually
  • Appliances: Electric Water Heater,Gas Water Heater,Microwave,Oven,Range,Refrigerator
  • MLS#: 1369148
  • Website: https://www.raveis.com
    /prop/1369148/286charliesway_westerly_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Coldwell Banker Coastal Homes   Phone: 401-782-6444

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

286 Charlie's Way, Westerly, RI, 02891

$129,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,920 $103,920 $103,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $683 $683 $870
Total Monthly Payment $802 $802 $989

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.