13 Summer Street, Montpelier, VT, 05602 | $665,000

Located in the desirable Meadow neighborhood, this quintessential New Englander home beautifully combines original charm and character with extensive renovations & updated architectural design. The flow of the living space is ideal! Enter the mudroom highlighted by radiant heat tile flooring & room to store your gear. From there, enter the stylish, open living room and kitchen featuring granite counters, stainless appliances & open shelving. A sunken dining room with clever built in seating is adjacent to the kitchen. The spacious living room features a pellet stove for extra warmth. A half bath is off the living room and a study/office at the front of the house could serve as a bedroom if needed. Upstairs has 3 unique bedrooms, two of which are ensuite with custom renovated baths. Lots of hardwood floors. Owned solar panels & updated insulation for exceptional energy efficiency. Deck with pergola and landscaped, private backyard with stone patio. Large, 2 car garage with storage above and a level paved driveway. Unbeatable location close to all you need. Level walk to schools, downtown, the city recreation complex, and Hubbard Park is a stone's throw away.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: New Englander
  • Year Built: 1870
  • Garage: 2-car Garage
  • Heating: Baseboard,Hot Water,Stove - Pellet
  • Cooling: None
  • Basement: Stairs - Interior,Unfinished
  • Approx Sq. Feet: 2,270
  • Acreage: 0.15
  • Est. Taxes: $10,798
  • Lot Desc: City Lot,Curbing,Landscaped,Level,Sidewalks,Street Lights,Trail/Near Trail,Near School(s)
  • Elem. School: Union Elementary School
  • Middle School: Main Street Middle School
  • High School: Montpelier High School
  • School District: Montpelier School District
  • MLS#: 5016415
  • Website: https://www.raveis.com
    /eprop/5016415/13summerstreet_montpelier_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/16/2024
Listing courtesy of Coldwell Banker Classic Properties   Phone: 802-223-6300
Listing Agent: Janel Johnson

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13 Summer Street, Montpelier, VT, 05602

$665,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $900 $900 $900
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,629 $3,536 $4,561
Total Monthly Payment $4,621 $4,528 $5,553

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.