A-Frame home in the town of Wallkill within the Minisink School District. The home is nestled amidst 1. 2 acres of serene woodland and offers lots of natural lighting, vaulted ceilings, along with charm and privacy. A large wrap-around deck hugs the perimeter of the home, providing ample space for outdoor relaxation, entertaining, and soaking in the sights and sounds of nature. Inside enjoy the rustic beauty with breathtaking views of the floor-to-ceiling windows. The updated kitchen and bath in 2023 give it a modern touch. Other modern conveniences are smart thermostats and well water filtration system. A three season sun room with floor to ceiling windows adds to the charm of this house along with a bedroom on the main floor. Heading upstairs to the primary bedroom, you'll discover exposed wooden beams providing a comfortable and relaxing space. On the bottom level you will find a living area with an additional fireplace. A bedroom on the lower level, laundry area and walk-out provides a perfect private space. Outside, explore with winding paths leading through the woods and opportunities for outdoor recreation with the above ground pool just steps from your door and a shed that provides your outdoor storage. Potential for purchase of the furniture. In addition, the property is currently being used as a successful AirBnB providing extra income. Schedule your showing today! Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,074 | $2,631 |
Total Monthly Payment | $2,690 | $2,662 | $3,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.