Location! Location! Location! Walking distance to downtown Amherst; to UMASS, to Amherst schools and in a desirable neighborhood! Beautiful 5 bedroom 4 bath ranch with 2 car garage. Legal in-law apt, great for multigenerational living or au pair. Large in-law apartment has full kitchen, sunroom, laundry and walk in shower. Main kitchen boasts 2 sinks and large island with gas stove. Open concept dining with fireplace, study nook and ample space to enjoy meals with family. Flowing into the extra large living room with 2 sliders which open onto the multilevel deck. Closets in almost every room. The finished walkout basement has many possibilities including 2 offices, exercise room and plenty of room for the family to spread out. Proudly on the market for the 2nd time since built. Hurry to get this unique and versatile Home!
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet, Closet - Double | First |
Bedroom 3 | Flooring - Wall to Wall Carpet, Closet - Double | First |
Bedroom 4 | Flooring - Wall to Wall Carpet, Closet - Double | First |
Dining Room | Flooring - Engineered Hardwood | First |
Kitchen | Flooring - Wood, Kitchen Island, Open Floorplan | First |
Living Room | Flooring - Wall to Wall Carpet, Slider | First |
Master Bedroom | Flooring - Wall to Wall Carpet, Closet - Double | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,046 | $1,046 | $1,046 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $5,444 | $5,386 | $6,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.