Well-maintained by original owners, this 1-Floor WESTBROOK model with 3 bedrooms, 3 baths and office has $90K+ builder upgrades, 20kW Generac Whole-House Generator, a 4FT garage extension and a 587 SF North-Facing Screened Patio, located in Vista Alta section of Del Webb Orlando on a desirable corner lot just 0. 3 miles from the private Montecito clubhouse and amenity center. Eat-in kitchen with entertainment package upgrade has Heritage Cherry cabinetry with crown & rope molding, under & over cabinet lighting, wine rack, beverage refrigerator, pull-out drawers in lower cabinets, tumbled marble backsplash, pendant lighting over breakfast bar and stainless-steel appliances. Split bedroom design offers privacy to all 3 bedroom/bath areas. Granite countertops in kitchen, all baths and drop zone. Pedestal washer & dryer in separate laundry room with built-in utility sink, cabinetry & folding area. Modular-design porcelain tile floors, engineered maple hardwood floors, plantation shutters, upgraded crown molding & baseboards throughout. Energy package included foam insulation injected between walls. Roll-down hurricane protection for under-roof patio area. In-wall Home Team Pest Defense and in-ground Sentricon pest control. Custom perimeter shrub bed curbing with rubber mulch and river rock. Prepaid solar panel lease through 2/25/2034 offers hassle-free reduction in electric bill where energy is sold back to grid. Bull nose corners, surround sound package, reclaimed water for irrigation. UPDATES: |2024| New natural gas meter installed; exterior power-washed and painted. |2023| AC vents & dryer vent cleaned. |2022| Irrigation controller box replaced; Samsung 5-burner gas range. |2020| Carrier HVAC 3. 5 ton 16 SEER w/ 5kW auxiliary heater and Cor Wi-Fi thermostat, HVAC serviced annually. |2018| 36W Kennedy solar attic fan w/25 year warranty; skytubes in kitchen, drop zone & both guest baths. |2016| screen rooms added on front entry and expanded rear patio. |2014| Generac 20kW whole house generator, serviced annually; custom closet cabinetry in primary bedroom walk-in-closet; insulated garage door & attic space; installed drop ladder to attic. List Price and interior square footage are supported by a current appraisal. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $266 monthly Del Webb Orlando HOA fee provides exclusive access to the HOA-owned 30, 000 SF Montecito clubhouse with indoor & outdoor heated pools, hot tub, fitness center, walking track and pub. Pickle ball, bocce and tennis courts, dog parks and sidewalks. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Del Webb Orlando is a 55+ community with full-time lifestyle directors, located in Ridgewood Lakes gated community with miles of walking & biking trails and adjacent to 18-hole White Heron Golf Club, privately owned and open to the public. Shopping, Disney & Central Florida entertainment nearby, easy access to I-4, medical facilities, airports and Sunrail Station. Advent Health hospital 3 miles away.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,688 | $2,685 | $3,464 |
Total Monthly Payment | $3,096 | $3,093 | $3,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.