16121 Bandermill DRIVE, Port Charlotte, FL, 33953 | $319,900

Welcome to this stunning, better-than-new, LAKEFRONT villa in the highly sought-after gated community of The Cove at West Port! This 1-year-old home has been meticulously enhanced with thoughtful upgrades that set it apart from new construction. The current owners have added decorative light fixtures and ceiling fans throughout, a screened lanai, a screened front entryway, and gutters – all features typically left out by builders. Step inside and be captivated by the luxurious upgrades. Beautiful wood plank tile flooring flows throughout the main living areas of the home, complementing the coastal-inspired décor. The spacious kitchen is a chef's dream, featuring shaker style cabinets, quartz countertops, and a full stainless steel appliance package. The large kitchen island offers plenty of workspace and casual seating, perfect for entertaining or enjoying meals with family. The open floor plan includes a split-bedroom layout, ensuring privacy for all. In addition to the two bedrooms, this villa boasts a versatile office/den space that can easily be used as a third bedroom, offering flexibility for guests or remote work. The primary suite is a serene retreat, complete with a walk-in closet, dual sinks, and a large walk-in shower. SOME FURNISHINGS CAN BE NEGOTIATED. Outside, enjoy the Florida lifestyle in your private screened lanai that overlooks the lake, or explore the many amenities The Cove at West Port has to offer. The community's amenity-rich campus includes a clubhouse, resort-style pool, pickleball and bocce ball courts, a pet park, a fitness center, a billiard room, and more. Located just minutes from popular destinations like the Charlotte County Sports Park, North County Regional Park, and Centennial Recreation & Aquatics Center, this home is also close to a wide array of shopping and dining options at the Charlotte County Town Center. Plus, with the stunning Gulf of Mexico beaches less than 30 minutes away, you’ll always have quick access to coastal adventures. Best of all, enjoy low HOA fees of only $240 per month, which include lawn care, making this home an excellent value. Situated outside of a flood zone, no flood insurance is required. Don't miss this rare opportunity to own a villa that combines new construction advantages with thoughtful, stylish upgrades in a premier location!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,500
  • Acreage: 0.1
  • Est. Taxes: $6,025
  • HOA Fee: $240 Monthly
  • Lot Desc: Sidewalk
  • View: Water
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7498528
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/C7498528/16121bandermilldrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 10:02:34 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-486-8686

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16121 Bandermill DRIVE, Port Charlotte, FL, 33953

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $502 $502 $502
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,768 $1,724 $2,177
Total Monthly Payment $2,345 $2,301 $2,754

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.