Experience Waterfront Living in Lochmoor Waterway Estates! Discover the ultimate waterfront lifestyle in this stunning 2-bedroom, 2-bathroom home, perfectly situated in the sought-after Lochmoor Waterway Estates. This property boasts direct access to the Gulf of Mexico with no bridges—ideal for fishing and boating enthusiasts. Just steps from your back door, enjoy a refurbished composite dock with a 10, 000-pound lift, allowing you to lower your boat and navigate the beautiful Caloosahatchee River in just 5 to 10 minutes.
The home is meticulously maintained and features a new metal roof (2022), a new HVAC system with updated ductwork and full insulation (2023), and an LP gas heated pool. Inside, the kitchen is equipped with elegant granite countertops, while the upgraded master bath adds a touch of luxury. Additional highlights include fresh paint, all-new flooring (2022), crown molding, and a screen garage for the ultimate "man cave. " The interior design emphasizes comfort and functionality, creating a welcoming atmosphere perfect for both relaxation and entertaining.
A spacious Florida Room overlooks the pool area and offers stunning tropical canal views. This inviting space is ideal for enjoying the tranquil scenery, providing a seamless blend of indoor comfort and outdoor beauty.
The master suite serves as a peaceful retreat, complete with ample closet space and a convenient en-suite bath. The property also features a heated, screened-in below-ground fiberglass pool, complemented by generous outdoor space for relaxation and gatherings. A new screened lanai (2024) enhances your outdoor experience, allowing you to enjoy the beautiful Florida weather year-round.
With a two-car attached garage featuring a finished epoxy floor, you’ll have ample parking and storage. Additional conveniences include central air conditioning, cable, and internet availability. Local schools, such as Hancock Creek Elementary, Caloosa Middle, and North Fort Myers High, are conveniently nearby, making this an ideal spot for families.
This home offers a unique blend of luxury and adventure, serving as a perfect launch point for year-round water activities. Explore local islands or embark on exciting voyages, all while enjoying breathtaking sunsets and vibrant marine life. Situated in North Fort Myers, this property provides a tranquil waterfront setting while being close to the amenities of Fort Myers, Cape Coral, and Punta Gorda. Enjoy epic ocean adventures, sunset dolphin excursions, and delightful day trips to the Florida Keys, all from your backyard.
Don’t miss this incredible opportunity for luxurious living on the water at an affordable price with endless exploration possibilities. Schedule a showing today and take the first step toward making this dream home your reality. Experience the best of Gulf access living in Lochmoor Waterway Estates—where your boating and fishing dreams come true!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,607 | $2,605 | $3,305 |
Total Monthly Payment | $2,709 | $2,707 | $3,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.