Experience the best of waterfront living in Lochmoor Waterway Estates, a meticulously maintained 2-bedroom, 2-bathroom home in a peaceful North Fort Myers community known for its boating culture and proximity to El Rio Golf Course. This home offers direct access to the Gulf of Mexico with no bridges, making it a perfect haven for boating and fishing enthusiasts seeking both convenience and tranquility. The exterior of this property is designed for waterfront living. A newly refurbished composite dock with a 10, 000-pound lift provides easy access to the water, putting you just 5-10 minutes from the Caloosahatchee River. Whether you're boating to nearby islands or enjoying a sunset cruise, this location offers exceptional boating opportunities. The screened lanai (2024) and LP gas-heated, fiberglass pool create a serene outdoor retreat. Recent updates include a durable metal roof (2022), a new HVAC system with updated ductwork and insulation (2023), and epoxy-finished garage floors. Inside, the home boasts elegant granite countertops in the kitchen, perfect for cooking and entertaining. The master suite is a private retreat, complete with an upgraded en-suite bathroom, fresh paint, crown molding, and new flooring (2022). The Florida Room offers expansive views of the tropical canal and pool, blending indoor comfort with the beauty of nature. This versatile space is ideal for morning coffee, family gatherings, or quiet evenings. Lochmoor Waterway Estates is a hidden gem, offering a secure, low-crime environment. The neighborhood exudes a quiet, island-like atmosphere, where tropical foliage lines the streets and water access is a way of life. Beyond the community, North Fort Myers provides easy access to Southwest Florida’s top destinations. Downtown Fort Myers, Cape Coral, and Punta Gorda are just a short drive away, offering a variety of dining, shopping, and cultural experiences. For outdoor lovers, this area is a paradise. Enjoy kayaking, fishing, and exploring the natural beauty of the region. Golfers will appreciate the nearby El Rio Golf Course, providing a lush and challenging setting for a round of golf. This property is more than just a home—it’s a lifestyle. Imagine waking up to the gentle sound of waves, spending afternoons exploring the Gulf, and enjoying peaceful evenings in your backyard oasis. With the perfect blend of waterfront living and convenient amenities, this home offers everything you’ve been dreaming of. Schedule your showing today and embrace the coastal lifestyle in Lochmoor Waterway Estates!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,292 |
Total Monthly Payment | $2,656 | $2,654 | $3,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.