Welcome to this elegant 2, 200+ square foot, 4BR/3 BA Home in pristine move-in condition. Nestled in the peaceful cul-de-sac of Venecia Way in the San Savino Community of St. Augustine Shores. This recently remodeled residence stands out for its exceptional craftsmanship featuring soaring ceilings adorned with crown molding, plantation shutters and practical amenities such as an irrigation well & full irrigation system. The floor plan is thoughtfully designed for comfortable living and effortless entertaining. The open-concept layout is ideal for formal and informal dining with ample space in two living areas. Other highlights include a gas fireplace accented with beautiful tilework, a 6-Burner Stove, a spacious, covered porch with outdoor kitchen and a large, fully fenced backyard surrounded by trees and privacy hedges. Conveniently located eight min. to the beach and about 10 minutes to downtown. The Community of St. Augustine Shores has an unmatched set of amenities compared to neighborhoods in the immediate 15 minute radius from St. Augustine. The Crown Jewel of "The Shores" is the Riverview Community Amenity Center - a 15 ACRE Intracoastal Waterfront property featuring the 13, 000 SF Riverview Club and adjoining Pool and Cabana. The Riverview Club is used for the many activities that are available all week and it can be rented for events including weddings. The property also features a Pier on the Intracoastal Waterway which is for fishing or for relaxing in the Gazebo (gated access). There's is a fenced children's playground between the clubhouse and ICW and a Canopy Outdoor Party Deck. The Riverview would be the envy of any HOA yet adjacent to this property is a 30 Acre County Park called Canopy Shores - a spectacular natural and cultural asset. It features a 3/4 mile walking path complete with Parcour exercise stations, a children's playground and a covered eating area. The entire community has miles and miles of sidewalks and walking trails, a public golf course, tennis courts, a Boat & RV Storage Compound (there is space-availability) and even a Disc Golf course and many large lakes throughout the community. Monthly Dues are only $33/Mo. For more information go to www. staugshores. org
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,600 | $495,600 | $495,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,297 | $3,256 | $4,179 |
Total Monthly Payment | $3,915 | $3,874 | $4,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.