Welcome to 31 Harbor Rd. in the heart of Amagansett, NY, a private beach community that offers a perfect blend of tranquility and adventure. This property features open kitchen and living, 3 spacious bedrooms and 2 full bathrooms, designed to accommodate comfort and convenience. The home is open year-round, showcasing picturesque water views that promise a serene living experience. Outdoor enthusiasts will appreciate the local amenities which include kite surfing, clamming, boating, and kayaking. The community also features a clubhouse, a vibrant hub for social interaction and community events. The home comes with full basement storage, providing ample space to cater to your storage needs. With a low monthly maintenance fee of just $175, this property is not only a home but a piece of paradise that offers an unmatched lifestyle experience. Whether you enjoy the calm of the beach or the thrill of water sports, 31 Harbor Rd. is a haven where every day feels like a vacation. Don't miss this opportunity to create your dream lifestyle in Amagansett. , Additional information: Appearance: Good
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,435 | $4,804 | $6,413 |
Total Monthly Payment | $4,527 | $4,896 | $6,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.