Welcome home to this stunning Charleston-style home in the centralized Live Oaks waterfront community. This home stands out with its iconic double porches and striking white trim, ideal for relaxing and enjoying the serene views. Inside, you'll find four full bedrooms, including a first-floor guest suite with its own private bath. The spacious master suite offers exclusive access to the upper porch, his and hers vanity, large walk-in closet, creating a perfect retreat. The newly remodeled kitchen is a chef's dream with sleek quartz countertops, a subway tile backsplash, and stainless steel appliances, blending modern luxury with functionality. Durable LVP flooring flows throughout the home, while thoughtful touches like abundant storage space, an oversized two-car garage, and an extended driveway provide ample convenience. The exterior features Hardiplank siding and a new roof for peace of mind. The fenced-in yard is perfect for pets or outdoor gatherings. The Live Oaks community offers fantastic amenities, including a common dock, picnic area, and boat ramp, providing easy access to the water for kayaking, fishing, or boating. Ideally located near Beaufort and upcoming commercial developments, this home combines Southern charm with modern living in the heart of the Lowcountry. Schedule your private showing today. Priced to sell!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,743 |
Total Monthly Payment | $3,632 | $3,554 | $4,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.