Waterfront home in Lovely Port Charlotte on the Spring Lake Waterway. There is one bridge out, approx. 10-15 min. to Charlotte Harbor that takes you to the Peace and Myakka Rivers and the Gulf of Mexico. This 1889sf under air, 3/2/2, split floor plan home is connected to county water and sewer. This pool home is well maintained and has fabulous updates. This home boasts high ceilings, the front window in the Living Room is hurricane impact with electronic blinds. The 82" wall mounted TV conveys with the home. The Dining Room has a plant shelf with up lighting, and sliders to the outdoor living space. The Master Bedroom is off off the Dining Room. It has 2 walk-in closets and an updated bathroom with 2 sinks and a walk-in shower. There is also a window to allow in natural light. There are sliders out to the pool. The Guest bedrooms, 2nd bathroom, and Laundry Room are on the opposite side of the home. The Guest Bathroom is located between the 2 bedrooms. It has a tub/shower and large vanity for additional storage. The 2nd and 3rd bedrooms are spacious and private. The Laundry Room has a very large closet, cabinets, shelves, and a wash tub. The washer and dryer convey with the home. There is a screen door out to the oversized garage. The Kitchen, Dinette and Family share a space in the back of the home. The dishwasher was replaced 2024 and microwave 2022, The Kitchen has white cabinets and Corian counter tops. There is a large island with plenty of seating. Beyond the island is the Dinette area that overlooks the pool and canal. There are sliders out to the huge under roof/ screened outdoor living space. The Family Room also has a great view of the water. Most of the rooms have ceiling fans. Additional is seating in the backyard near the canal makes a great place to hang out. There is a seawall along the canal with access to water and electric near the dock. The 8x40 composite dock was replaced in 2017. There is a lift that has framing for a cover. The owner doesn't know the lift size. I am guessing the lift to be 10K. I am trying to verify. The large pool/spa has a pretty waterfall feature that also offers some privacy on the Lanai, a pool heater, and expansive cool deck finish. A sidewalk is around the home. The security system is owned. There are accordion shutters across the back of the home. Come see this beautiful home and fall in love! Some furnishings can convey at the right price. Roof was replaced 2022, A/C 2021, Hot Water heater 2021, Front Window 2020, Garage door 2004.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $645 | $645 | $645 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,369 | $4,253 |
Total Monthly Payment | $4,190 | $4,106 | $4,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.