Step into a piece of Vermont’s history, where classic charm meets thoughtful updates in this stunning Bellows Falls treasure. As you enter, you’re immediately greeted by the timeless elegance of original woodwork, from built-ins with wavy glass that dance with the light, to intricate trim and concentric rectangle flooring that whispers of a bygone era. It’s the kind of craftsmanship you simply can’t find anymore. The current owner has thoughtfully invested in updates to preserve its beauty and function: over $40, 000 has been put into drainage and encapsulating the basement, plus a new furnace and oil tank, making it perfect for storage or as a workshop space for your creative projects. Other improvements include a radon remediation system and an additional electrical panel to support your future endeavors. Outside, the wrap-around porch is a storybook setting for watching the sunrise with your morning coffee or unwinding with a book as the sun sets in a warm glow. Imagine yourself curled up with a blanket, enjoying the crisp Vermont air on the screened-in porch, a hidden gem off the entry mudroom. With town water and sewer, plus first-floor laundry and new kitchen appliances, this home offers vintage charm without the hassles. This is more than just a home—it’s a place filled with warmth, history, and the promise of new memories yet to be made. Showings begin Friday, 10/4. Showings available Friday afternoon and Saturday morning.
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,436 | $1,822 |
Total Monthly Payment | $1,979 | $1,960 | $2,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.